FIRST SIX MONTHS NO INTEREST

Every year I go through the same exercise at Kohls. The cashier asks if I have a Kohl's Credit card.
"No ma'am"
"Would you like to apply for one?"
"Ma'am, there's no way they are going to give me one."
"We will give you 20% off just for applying"

Well, who can turn that down?
So every year I hold up the line to get my 20% off,  the cost being the shame, humiliation and suffering I go through while everyone is watching.
I hear the guy two people down ask whats taking so long, and the woman behind him whisper "He's trying to get credit", then the computer spits out its answer, and the girl cocks her head and says "I'm sorry, here is a number you can call to find out why you were DENIED"
I don't need to call, I know damn well why I was denied, but HEY, I got my 20% right?

Well, let me tell you something sister.
This year is different.
I'm going down to Kohls and get my 20% AND their fricken' card because I'm getting approved for credit all over the place!